How to live in Austin Texas without a job
1. Uber
newer cars, super popular, payday every thursday
2. Lyft
older cars, cheaper fares, 30% more women drivers, win win for austin hipsters, 2000 Toyota camry and lexus most popular cars in austin. payday every thursday
3. instacart
deliver groceries to peoples homes
Take this money invest it
1. monthly dividend stock
go on divdend.com look up monthly dividend stocks by highest yield and pick things under 18% (not financial advice) 10 different picks spread it out.
2. lending club
purchase notes for as little as a but the standard is dollars have 40 notes for under 1000 dollars. Banks love tons of paperwork, and I love to give it to them.
3. Buying a home or rental property
people not realize HOW HIGH rents are in AUSTIN 1000-1500 one bed rooms and mostly because californians come here and think thats a deal. Me being a east coaster from north carolina paying 750-1200 for a two bedroom, these prices remind me and other your rent is not in your control. The leasing office will review COUNTLESS records on you (I use to work inside a apartment office) how long you been working, 3x income versus the rent, if you have any broken leases (NO WHERE will take you in austin). I have seen engineers with 10,000 monthly income and a broken lease be rejected from apartment complexes. Do yourself a favor buy a house and keep your Mortgage (rent) at a minimum and in your control.
4. Home based business, get your EIN, and Business Bank Account
you will be getting paid in the form of 1099, do yourself a favor go get a DBA from downtown austin, or LLC from downtown/online for 300 bucks or so. Open up a business bank account and send you uber/lyft/instacart money there and maybe along the way you might create some other future businesses. (look into selling things on amazon, craigslist, and ebay…choices…think big)
How to buy things, Mostly a House with no job
1. document everything with bank statements
Banks and mortgage lenders LOVE LOVE LOVE paperwork…give them a ton. Send all your UBER/LYFT/Instacart income into a business account and look up business deductions for the next years taxes.
2. show investments
use this opportunity to do some INVESTING, use edward jones if you do not trust yourself. but in able to be taken serious in your purchasing power, you must use these techniques.
3. 3-6 active positive accounts for 1-2 years
keep it simple you want a relatively good credit score when purchasing a home or rental if using traditional lending.
example
a.secured loan 1000 bucks ( bank gives it right back)
b. secured card USAA/credit union/small bank 0
c. secured card USAA/credit union/small bank 0
pay down for 6 -12 months to see results.
4. some reserves
House or Duplex
1. City of Austin gives 14,999 for first time home buyers in the form of a downpayment
2. once in place rent out two rooms
3. next year or 24 months later buy another house as a rental.
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Mentoring
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Courses/Training
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Courses
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Audio Books:
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►Build Your Economy
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Ebooks:
► American Comeback
► Grab the Opportunity
►The rise of the 1099 economy
►Become a Classic
►The Sea Change of America
►Volunteer to 6 Figures
►The lean Leap
►Small town Big Profits
►Build Your Economy
Books on Kindle and Print Books
Services:
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Classy Climb MENTORING- 30 minute unstuck call-http://selz.co/1I1sZvt
Classy Climb MENTORING- 60 minute unstuck call -http://selz.co/1PZSIbT
Classy Climb MENTORING- Intensive one month training-http://selz.co/1I1wxxP
Business Address:
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PO BOX 200013
Austin Texas 78720
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